How Much Does Commercial Truck Insurance Cost in Wyoming

ByMike Poller

In Wyoming, all trucks must be insured with truck insurance, which costs an average of $645 a month. The following is the usual insurance cost for a one-truck company run by a trucker with a spotless driving record:

  • $325 per month for trucking primary liability
  • $96 per month for cargo truck insurance
  • $187 per month for trucking physical damage
  • $37 per month for bobtail insurance

These price projections are based on primary liability, type of cargo, bobtail, and physical damage insurance. The final premium cost is affected by a number of factors, including,

  • Type of cargo you are transporting
  • Your previous insurance claims
  • Length of time you have been in operation
  • Amount of risk because risk varies from business to business
  • Truck model, and weight
  • Type of coverage you choose

Find out more about commercial truck insurance in Wyoming here!

Example Wyoming Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Wyoming insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
$300,000
$500,000
$750,000
$1,000,000
Dump Truck
$8,200
$10,200
$11,200
$12,200
Box Truck
$8,200
$10,200
$11,200
$12,200
Tow Truck
$8,200
$10,200
$11,200
$12,200
Tractor Trailer
$8,200
$10,200
$11,200
$12,200

Wyoming’s wide-open spaces and unpredictable weather require specialized insurance solutions. NITIC helps Wyoming truckers secure comprehensive coverage that addresses the state’s specific challenges, ensuring your business is protected against potential risks at an affordable price.

Why Choose NITIC for Your Wyoming Truck Insurance Quote?

At National Independent Truckers Insurance Company, RRG (NITIC), we understand that the cost of commercial truck insurance is a critical concern for truckers, whether you’re an independent owner-operator or managing a small fleet. With over 21 years of experience in the industry, NITIC has established itself as a reliable partner in providing affordable and accurate insurance quotes tailored to meet the specific needs of truckers across the nation. We are licensed to underwrite insurance in 48 states, and our dedicated team of licensed insurance agents specializes solely in trucking and commercial insurance, ensuring that we stay on top of the ever-changing requirements from federal regulations, freight brokers, and commercial carriers.

When you choose NITIC, you’re not just getting an insurance policy; you’re gaining a partner committed to helping you navigate the complexities of the trucking industry. Our B++ (Good) rating from A.M. Best underscores our financial strength and ability to meet our obligations to policyholders. This rating reflects our commitment to maintaining a solid financial foundation, giving you peace of mind that we will be there when you need us most.

NITIC’s reputation is further solidified by hundreds of 5-star Google reviews from satisfied customers who appreciate our personalized service and competitive rates. We understand that every state has its unique requirements and challenges, which is why our quotes are customized to reflect the specific conditions in Wyoming.

Whether you’re operating in Wyoming or any other state, our goal is to provide you with an affordable and accurate insurance quote that meets your needs. We take the time to understand your business, the types of cargo you haul, your driving history, and other factors that influence your insurance rates. By doing so, we ensure that you receive the best possible coverage at a price that fits your budget.

If you’re wondering how much commercial truck insurance costs in Wyoming, NITIC is here to help. Contact us today to get a quote tailored to your specific needs and discover why so many truckers trust us to protect their livelihoods on the road.