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TYPES OF COMMERICAL TRUCK INSURANCE
Over the past 20+ years, we’ve grown to be one of the leading commercial truck insurance companies in America by providing flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts and expert support.
Primary Liability Insurance coverage for truckers protects you from damage or injuries to other people as a result of a truck accident. This truck insurance coverage is mandated by state and federal agencies and proof of coverage is required. We provide insurance coverage limits ranging from $35,000 to $5,000,000. Pricing is dependent on region, driving records, and history of the trucking operation.
Motor Truck Cargo insurance is needed to protect the carrier in case of lost freight or damaged goods. There is a maximum load limit per vehicle with this policy. Truck insurance coverage limits can range from $10,000 to $100,000 with excess policies available upon request. Pricing for this insurance is mainly dependant on the type of cargo being hauled.
Physical Damage Insurance is coverage for your truck and trailer. This insurance coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Pricing is based on the value of your equipment and usually pays a percentage of that value. Physical damage coverage may be required by the lien holder of your vehicle.
Trailer Interchange Insurance is coverage for the legal liability of truckers for loss or damage to non-owned trailers and equipment that are in the insured’s possession under a written trailer interchange agreement.
Short-term or temporary truck insurance can be used to move a truck after purchase or for repairs. NITIC offers affordable policies ranging from 24 to 72 hours in length.
Non-Trucking Liability (Bobtail Coverage) provides limited liability truck insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer. For example, this coverage would apply when the owner-operator gets their truck washed or brings their trucks into a shop for repairs. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company that they are leased to.
GREAT RATES
We can quote nearly any business type and deliver rates and discounts that save money. Through our broad acceptability of businesses, drivers and vehicles, we provide options for a nearly endless array of risks even those that other carriers typically turn away. Get more possible coverage with our Commercial Auto or Truck Insurance Policies.
FLEXIBLE PAYMENT PLANS
NITIC offers commercial truck insurance down payment assistance and deferred down payment plans. We may be able to help you get started with insurance coverage for a 50% down payment and deduct the remainder from your bank account each week until the down payment is fully paid.
EXCELLENT CLAIM SERVICE
NITIC is known for great customer support, excellent claim service and above average coverage options. Reporting a claim is easy! With friendly, efficient service, we will have you back on the road in no time! We are able to provide claims within 48 hours in most cases.
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National Independent Truckers Insurance Company, RRG.
610-618 W. St. Georges Ave.
Linden, NJ 07036
800-726-8376