How Much Does Commercial Truck Insurance Cost in Louisiana

While each Louisiana driver’s situation is unique, the average commercial truck insurance premium in Louisiana for drivers with a clean driving record is between $11,200 – $15,200 per year, depending on the type of truck they are looking to insure. 

To find out how much you can expect to pay for your commercial truck insurance in Louisiana, contact our team today for a quick and easy quote.

Find out more about commercial truck insurance in Louisiana here!

Example Louisiana Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Louisiana insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
$300,000
$500,000
$750,000
$1,000,000
Dump Truck
$11,200
$ 13,200
$ 13,800
$15,200
Box Truck
$11,200
$13,200
$13,800
$15,200
Tow Truck
$12,200
$13,200
$15,200
Tractor Trailer
$12,200
$13,200
$14,800
$15,200

Louisiana’s trucking industry must contend with coastal exposure and frequent severe weather. NITIC offers truckers in Louisiana insurance coverage that addresses these risks, ensuring your policy is robust enough to protect your business while keeping costs affordable

Why Choose NITIC for Your Louisiana Truck Insurance Quote?

At National Independent Truckers Insurance Company, RRG (NITIC), we understand that the cost of commercial truck insurance is a critical concern for truckers, whether you’re an independent owner-operator or managing a small fleet. With over 21 years of experience in the industry, NITIC has established itself as a reliable partner in providing affordable and accurate insurance quotes tailored to meet the specific needs of truckers across the nation. We are licensed to underwrite insurance in 48 states, and our dedicated team of licensed insurance agents specializes solely in trucking and commercial insurance, ensuring that we stay on top of the ever-changing requirements from federal regulations, freight brokers, and commercial carriers.

When you choose NITIC, you’re not just getting an insurance policy; you’re gaining a partner committed to helping you navigate the complexities of the trucking industry. Our B++ (Good) rating from A.M. Best underscores our financial strength and ability to meet our obligations to policyholders. This rating reflects our commitment to maintaining a solid financial foundation, giving you peace of mind that we will be there when you need us most.

NITIC’s reputation is further solidified by hundreds of 5-star Google reviews from satisfied customers who appreciate our personalized service and competitive rates. We understand that every state has its unique requirements and challenges, which is why our quotes are customized to reflect the specific conditions in Louisiana.

Whether you’re operating in Louisiana or any other state, our goal is to provide you with an affordable and accurate insurance quote that meets your needs. We take the time to understand your business, the types of cargo you haul, your driving history, and other factors that influence your insurance rates. By doing so, we ensure that you receive the best possible coverage at a price that fits your budget.

If you’re wondering how much commercial truck insurance costs in Louisiana, NITIC is here to help. Contact us today to get a quote tailored to your specific needs and discover why so many truckers trust us to protect their livelihoods on the road.