How Much Does Commercial Truck Insurance Cost in South Carolina

ByMike Poller

All trucks in South Carolina are required to carry average truck insurance of $1150 per month, whether they are being utilized for personal or professional purposes. The average cost of commercial truck insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:

  • $590 per month for trucking primary liability
  • $187 per month for cargo truck insurance
  • $320 per month for trucking physical damage
  • $56 per month for bobtail insurance

The cost is affected by a number of factors, including,

  • Type of cargo you are transporting
  • Your previous insurance claims
  • Length of time you have been in operation
  • Amount of risk because risk varies from business to business
  • Truck model and weight
  • Type of coverage you choose

These are the primary factors that we will take into account when calculating your cost, while other factors may also have an impact on your insurance prices.

Find out more about commercial truck insurance in South Carolina here!

Example South Carolina Commercial Truck Insurance Cost Matrix

Limit of Liability
$300,000
$500,000
$750,000
$1,000,000
Dump Truck
$11,200
$12,200
$13,200
$14,200
Box Truck
$11,200
$12,200
$13,200
$14,200
Tow Truck
$11,200
$12,200
$13,200
$14,200
Tractor Trailer
$11,200
$12,200
$13,200
$14,200

South Carolina’s trucking industry is vital to its economy, with major routes connecting the state to the rest of the Southeast. NITIC helps truckers in South Carolina find affordable insurance that covers the unique risks associated with coastal areas and heavy freight traffic. Our team ensures your policy is both comprehensive and cost-effective.

Why Choose NITIC for Your South Carolina Truck Insurance Quote?

At National Independent Truckers Insurance Company, RRG (NITIC), we understand that the cost of commercial truck insurance is a critical concern for truckers, whether you’re an independent owner-operator or managing a small fleet. With over 21 years of experience in the industry, NITIC has established itself as a reliable partner in providing affordable and accurate insurance quotes tailored to meet the specific needs of truckers across the nation. We are licensed to underwrite insurance in 48 states, and our dedicated team of licensed insurance agents specializes solely in trucking and commercial insurance, ensuring that we stay on top of the ever-changing requirements from federal regulations, freight brokers, and commercial carriers.

When you choose NITIC, you’re not just getting an insurance policy; you’re gaining a partner committed to helping you navigate the complexities of the trucking industry. Our B++ (Good) rating from A.M. Best underscores our financial strength and ability to meet our obligations to policyholders. This rating reflects our commitment to maintaining a solid financial foundation, giving you peace of mind that we will be there when you need us most.

NITIC’s reputation is further solidified by hundreds of 5-star Google reviews from satisfied customers who appreciate our personalized service and competitive rates. We understand that every state has its unique requirements and challenges, which is why our quotes are customized to reflect the specific conditions in South Carolina.

Whether you’re operating in South Carolina or any other state, our goal is to provide you with an affordable and accurate insurance quote that meets your needs. We take the time to understand your business, the types of cargo you haul, your driving history, and other factors that influence your insurance rates. By doing so, we ensure that you receive the best possible coverage at a price that fits your budget.

If you’re wondering how much commercial truck insurance costs in South Carolina, NITIC is here to help. Contact us today to get a quote tailored to your specific needs and discover why so many truckers trust us to protect their livelihoods on the road.