How Much Does Commercial Truck Insurance Cost in Utah
The average cost of commercial truck insurance for a one-truck operation operated by a trucker in Utah with a clean driving history is relatively high and it will cost you $1215 per month.
Also, these price projections are based on drivers that operate one truck and require liability, type of cargo, and physical damage insurance.
The final premium cost is affected by a number of factors, including,
- Type of cargo you are transporting
- Your previous insurance claims
- Length of time you have been in operation
- Amount of risk because risk varies from business to business
- Truck model and weight
- Type of coverage you choose
Utah Commercial Truck Insurance Cost Estimate
The below scenario assumes a clean driving record. Your personal driving history will affect your Utah insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium.
Limit of Liability
|
$300,000
|
$500,000
|
$750,000
|
$1,000,000
|
---|---|---|---|---|
Dump Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Box Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Tow Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Tractor Trailer
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Utah’s diverse landscape, from deserts to mountains, requires specialized insurance coverage. NITIC helps Utah truckers secure comprehensive insurance solutions that address the specific challenges of operating in the state, ensuring your coverage is both adequate and affordable.
Why Choose NITIC for Your Utah Truck Insurance Quote?
At National Independent Truckers Insurance Company, RRG (NITIC), we understand that the cost of commercial truck insurance is a critical concern for truckers, whether you’re an independent owner-operator or managing a small fleet. With over 21 years of experience in the industry, NITIC has established itself as a reliable partner in providing affordable and accurate insurance quotes tailored to meet the specific needs of truckers across the nation. We are licensed to underwrite insurance in 48 states, and our dedicated team of licensed insurance agents specializes solely in trucking and commercial insurance, ensuring that we stay on top of the ever-changing requirements from federal regulations, freight brokers, and commercial carriers.
When you choose NITIC, you’re not just getting an insurance policy; you’re gaining a partner committed to helping you navigate the complexities of the trucking industry. Our B++ (Good) rating from A.M. Best underscores our financial strength and ability to meet our obligations to policyholders. This rating reflects our commitment to maintaining a solid financial foundation, giving you peace of mind that we will be there when you need us most.
NITIC’s reputation is further solidified by hundreds of 5-star Google reviews from satisfied customers who appreciate our personalized service and competitive rates. We understand that every state has its unique requirements and challenges, which is why our quotes are customized to reflect the specific conditions in Utah.
Whether you’re operating in Utah or any other state, our goal is to provide you with an affordable and accurate insurance quote that meets your needs. We take the time to understand your business, the types of cargo you haul, your driving history, and other factors that influence your insurance rates. By doing so, we ensure that you receive the best possible coverage at a price that fits your budget.
If you’re wondering how much commercial truck insurance costs in Utah, NITIC is here to help. Contact us today to get a quote tailored to your specific needs and discover why so many truckers trust us to protect their livelihoods on the road.