How Much Does Commercial Truck Insurance Cost in Vermont
For a one-truck operation operated by a trucker in Vermont with a clean driving record, the average commercial truck insurance premium will be $6937 for a local premium rate and $9644 for a national premium rate.
However, these are only projections based on minimum general liability insurance.
The final premium cost is affected by a number of factors, including,
- Type of cargo you are transporting
- Your previous insurance claims
- Length of time you have been in operation
- Amount of risk because risk varies from business to business
- Truck model, and weight
- Type of coverage you choose
Example Vermont Commercial Truck Insurance Cost Estimate
The below scenario assumes a clean driving record. Your personal driving history will affect your Vermont insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium.
|
Limit of Liability
|
$300,000
|
$500,000
|
$750,000
|
$1,000,000
|
|---|---|---|---|---|
|
Dump Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Box Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Tow Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Tractor Trailer
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Vermont’s trucking industry faces challenges such as harsh winters and rural routes. NITIC provides Vermont truckers with insurance solutions that are tailored to these conditions, ensuring your coverage is both comprehensive and affordable, protecting your business against the state’s unique risks.
Why Choose NITIC for Your Vermont Truck Insurance Quote?
At National Independent Truckers Insurance Company, RRG (NITIC), we understand that the cost of commercial truck insurance is a critical concern for truckers, whether you’re an independent owner-operator or managing a small fleet. With over 21 years of experience in the industry, NITIC has established itself as a reliable partner in providing affordable and accurate insurance quotes tailored to meet the specific needs of truckers across the nation. We are licensed to underwrite insurance in 48 states, and our dedicated team of licensed insurance agents specializes solely in trucking and commercial insurance, ensuring that we stay on top of the ever-changing requirements from federal regulations, freight brokers, and commercial carriers.
When you choose NITIC, you’re not just getting an insurance policy; you’re gaining a partner committed to helping you navigate the complexities of the trucking industry. Our B++ (Good) rating from A.M. Best underscores our financial strength and ability to meet our obligations to policyholders. This rating reflects our commitment to maintaining a solid financial foundation, giving you peace of mind that we will be there when you need us most.
NITIC’s reputation is further solidified by hundreds of 5-star Google reviews from satisfied customers who appreciate our personalized service and competitive rates. We understand that every state has its unique requirements and challenges, which is why our quotes are customized to reflect the specific conditions in Vermont.
Whether you’re operating in Vermont or any other state, our goal is to provide you with an affordable and accurate insurance quote that meets your needs. We take the time to understand your business, the types of cargo you haul, your driving history, and other factors that influence your insurance rates. By doing so, we ensure that you receive the best possible coverage at a price that fits your budget.
If you’re wondering how much commercial truck insurance costs in Vermont, NITIC is here to help. Contact us today to get a quote tailored to your specific needs and discover why so many truckers trust us to protect their livelihoods on the road.
