South Dakota Commercial Truck Insurance
Buy optimal coverage plans for your business needs in South Dakota!
Operating a truck without insurance is like not having a dome over your head. You require enough commercial truck insurance to continue operating in South Dakota and to keep your commercial trucks secure both on and off the road. You must first ascertain what your company requires in order to obtain the best coverage package. Speak with one of our South Dakota insurance agents, and we’ll assist you in making the right decision.
What do we offer?
After entrusting us with your hauling needs, you won’t look back. We have a significant consumer base all around the United States. To help our customers have their claims handled as fast as possible, we provide specialized coverage for all types of trucks and 24-hour customer care.
We don’t do pointless pitching. We guarantee that if you trust us with your needs, you will come to our door again for more services in the future.
Areas we cover in South Dakota
- Sioux Falls
- Rapid City
- Aberdeen
- Brookings
- Watertown
- Mitchell
- Yankton
- Huron
- Pierre
- Spearfish
- Box Elder
- Vermillion
- Brandon
- Rapid Valley
- Harrisburg
- Sturgis
- Tea
- Madison
- Belle Fourche
- Dell Rapids
- Hot Springs
- Milbank
- Hartford
- Dakota Dunes
- Mobridge
- Canton
- Blackhawk
- Summerset
- North Sioux City
- Pine Ridge
- Lead
- Winner
- Colonial Pine Hills
- Chamberlain
- and surrounding towns and cities
Customers in these South Dakota cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial truck insurance coverages in South Dakota
Every state in America requires truck owner-operators to get third-party truck insurance to protect them from accidents that can cause both property damage and bodily harm. You need enough commercial truck insurance to safeguard your South Dakota trucking business against unforeseen occurrences like accidents, vandalism, natural disasters, and others.
You may obtain the following coverages through NITIC, which will aid you in managing your trucking business successfully and provide first-rate financial support in South Dakota:
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in South Dakota?
When it comes to the sorts of trucks to insure for your company, we in South Dakota have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in South Dakota?
Having commercial truck insurance can help manage the risks and expenses connected to truck accidents and other occurrences in South Dakota for many professional drivers and trucking business owners. Whether you are working under a lease or independently, you need enough truck insurance coverage for your protection.
There are several advantages to having proper truck insurance, including the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
Minimum commercial truck requirements in South Dakota
In South Dakota, commercial truck insurance policies must provide uninsured motorist protection and liability protection at varying levels depending on the truck model, tonnage, and mode of operation of your vehicle. These limits were put in place by the FMCSA. Both these minimums and the federal liability coverage standards must be followed by interstate truckers.
What is the cost of commercial truck insurance in South Dakota?
In South Dakota, the average rate for local and national commercial premium truck insurance is $6690 and $9012, respectively. This represents the typical cost of commercial truck insurance for a single truck operation run by a licensed truck driver.
The following variables might affect this premium rate:
- Type of cargo you are transporting
- Your previous insurance claims
- Length of time you have been in operation
- Amount of risk because risk varies from business to business
- Truck model and weight
- Type of coverage you choose
These are the primary factors that we will take into account when calculating your cost, while other factors may also have an impact on your insurance prices.
Example South Dakota Commercial Truck Insurance Cost Estimate
The below scenario assumes a clean driving record. Your personal driving history will affect your South Dakota insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium.
|
Limit of Liability
|
$300,000
|
$500,000
|
$750,000
|
$1,000,000
|
|---|---|---|---|---|
|
Dump Truck
|
$10,200
|
$11,200
|
$12,200
|
$13,200
|
|
Box Truck
|
$10,200
|
$11,200
|
$12,200
|
$13,200
|
|
Tow Truck
|
$10,200
|
$11,200
|
$12,200
|
$13,200
|
|
Tractor Trailer
|
$10,200
|
$11,200
|
$12,000
|
$13,200
|
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