Commercial
Truck
Insurance
Primary liability, cargo, physical damage, and more. Instant quotes for owner-operators and fleets. Expert support, competitive rates.
- Same-day quotes — by phone or online
- Primary Liability, Cargo, Physical Damage & more
- Save up to 20% over your current rates
- Always live customer support
Why Truckers Choose NITIC
About NITIC
Commercial Truck Insurance Quotes for All Types of Trucks
National Independent Truckers Insurance Company, RRG (NITIC) offers a full range of commercial trucking insurance coverage options, including Primary Liability, Physical Damage, Motor Truck Cargo, Non-Trucking Liability (Bobtail), and Short-Term or Temporary Insurance.
With hundreds of 5-star Google reviews and an A+ BBB rating, NITIC is your trusted source for commercial truck insurance. Our team has served commercial truckers for over 25 years with accurate, competitive quotes and expert service.
What We Cover
Commercial Trucks We Insure
We insure all types of commercial trucks for owner-operators and private carriers at competitive rates.
Box Truck Insurance
Comprehensive coverage for box and straight trucks — cargo, liability, physical damage, and more.
Learn MoreHotshot Truck Insurance
Full coverage for time-sensitive hotshot carriers, with or without a CDL.
Learn MoreDump Truck Insurance
General liability, physical damage, and specialty coverage for dump truck operations.
Learn MoreTow Truck Insurance
On-hook, garage keepers, and liability coverages purpose-built for towing operations.
Learn MoreOwner Operator Insurance
Tailored policies for independent owner-operators on your own authority or under a motor carrier.
Learn MoreSemi Truck Insurance
Comprehensive tractor-trailer insurance for owner-operators, motor carriers, and private carriers.
Learn MorePickup Truck Insurance
Commercial pickup truck insurance for contractors, landscapers, plumbers, and tradespeople.
Learn MorePrivate Carrier Insurance
Liability, physical damage, and cargo coverage for businesses transporting their own goods.
Learn MoreMotor Truck Cargo
Protect the freight you haul — coverage for loss, damage, and theft of cargo in transit.
Learn MoreWhy NITIC
America's Trucking
Insurance Specialists
National Independent Truckers Insurance Company, RRG (NITIC) is a commercial truck insurance company specializing in insuring independent owner-operators and small fleets. Licensed in 48 states, rated B++ by AM Best and A+ by the BBB.
Learn More About UsSimple Process
Get Covered in 4 Simple Steps
Getting a truck insurance quote is quick and easy.
Gather Your Information
Have your USDOT number, driver details, truck specs, cargo type, and coverage needs ready.
Request a Quote
Call (800) 726-8376, fill out our online form, or schedule a call at your convenience.
Review Your Options
We'll present a tailored policy including liability, physical damage, cargo, and more.
Get Insured
Choose your policy and receive your Certificate of Insurance (COI) immediately.
Who We Serve
Who Needs Commercial Truck Insurance?
Trucking Companies
Businesses that own and operate commercial trucks for transporting goods or materials, locally or long-distance.
Owner-Operators
Independent truck drivers who own and operate their trucks independently or lease them to companies.
Freight Brokers
Companies that arrange transportation services between shippers and carriers, needing coverage against liability risks.
Fleet Owners
Companies that own and manage fleets of commercial trucks, including delivery and logistics businesses.
Specialized Trucking
Operations such as refrigerated transport, hazmat hauling, oversized loads, and flatbed trucking.
Contractors & Construction
Businesses in construction that use commercial trucks for hauling equipment, materials, or waste.
Insurance 101
What is Commercial Truck Insurance?
Commercial truck insurance is a specialized type of insurance tailored to businesses that operate trucks commercially. Whether you manage a delivery fleet, freight-hauling business, or any other truck-dependent enterprise, it protects your vehicles, drivers, and assets.
This insurance covers risks associated with commercial trucking, including accidents, property damage, and liability claims — bodily injury, property damage liability, collision coverage, comprehensive coverage, and protection against uninsured motorists.
At NITIC, with 25+ years of expertise, you can rest assured that your trucks and business are adequately protected against unforeseen challenges.
Customer Reviews
What Our Clients Say
“Jamie Martinez Has To Be One Of The Best Customer Service Representatives I Have Dealt With In A While. Very Polite, Professional, And Very Knowledgeable. I Would Recommend Her Without Thinking About It!!”
“I Just Had The Best Experience! I Was Serviced By Tania Who Was Of An Amazing Assistance! She Worked Very Professional, Had A Lovely Attitude, And Was Very Proficient As Well As Effective In Helping Me!”
“Brett And Felipe Are Very Knowledgeable As It Relates To My Insurance Coverage And They Are Very Prompt In Answering Any Questions. The Service Is Up To Par And You Will Not Be Dissatisfied.”
“Brett Lewis Is The Agent That Assisted Me And He Is Absolutely Awesome. He Was Very Informative And Helpful. I Think I Have Found My New Home With Truckers Insurance.”
“I've Had Truck Insurance With National For About 5 Years Now And Find Their Customer Service Very Helpful And Friendly.”
“Brett Was VERY RESPONSIVE And Got The Job Done. I Would Definitely Recommend This Company But Brett In Particular. Brett's The Best.”
Compliance
State & Federal Insurance Filings
Commercial truck filings prove that you have liability insurance to satisfy minimum federal and state requirements. Learn more in our blog.
Latest News
Industry Updates
NITIC Retains AM Best B++ Rating: What It Means for Truckers and Small Fleets
At National Independent Truckers Insurance Company, RRG (NITIC), we are proud to announce the retention of our B++ (Good) rating from AM Best, reaffirming our financial strength and commitment to our policyholders.
PRESS RELEASE: NITIC Unveils Innovative Commercial Truck Insurance Calculator
Getting a Commercial Truck Insurance Quote Becomes Easier: NITIC Launches User-Friendly Online Insurance Calculator to Help Truckers Estimate Coverage Costs Instantly.
Blog
Expert Insights
How Much Does Box Truck Insurance Cost? A Complete Guide for 2025
Running a box truck business comes with enough moving parts. Insurance shouldn't be one of the confusing ones. Here's what you need to know about box truck insurance costs.
Commercial Truck Insurance Quotes: What You Need to Know
Getting the right commercial truck insurance quote shouldn't be complicated. At NITIC, we make the process simple and transparent.
Get Started Today
Ready to Get Covered?
Same-day quotes. Expert service. Competitive rates. Protect your truck and your business today.