Hotshot Trucking Insurance: What Every Hotshot Trucker Needs
What is Hotshot Trucking?
Hotshot trucking involves hauling time-sensitive, smaller loads using medium-duty pickup trucks with gooseneck or flatbed trailers. It's a popular entry point into trucking due to lower equipment costs.
Insurance Requirements for Hotshot Truckers
If you're hauling for hire as a hotshot trucker, you'll typically need:
- Primary Liability: Minimum $750,000 (FMCSA required)
- Motor Truck Cargo: To cover the loads you haul
- Physical Damage: For your truck and trailer
- Non-Trucking Liability: For personal use
Do Hotshot Truckers Need a CDL?
Not always. If your GCVWR is under 26,001 lbs and you're not hauling hazmat, a CDL may not be required. However, insurance requirements still apply regardless of CDL status.
Get a Hotshot Insurance Quote
NITIC specializes in hotshot trucking insurance. Call us at (800) 726-8376 for a fast, accurate quote tailored to your operation.
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