Auto Haulers Insurance
Get the best auto hauler insurance coverage at the lowest price — finest coverage at your affordability.
Why NITIC
What is Auto Haulers Insurance?
Hauling vehicles need specialized training but even the most experienced trucker can get into big trouble on the road. Auto hauler insurance is a specialized type of insurance that protects you against these unique risks while in transit.
You transport extremely high-valued cargo and any sort of damage to this shipment can be a big financial burden. Your customers' cars, boats, farm equipment, motorcycles, vans, trucks, and more can be seriously damaged in accidents or by weather. Auto hauler insurance provides the coverage you need to protect both yourself and your customers.
What Does Auto Hauler Insurance Cover?
Auto hauler insurance includes standard commercial trucking coverages plus specialized protections for the vehicles you transport:
- Bodily injury
- Property damage
- Medical payment
- Comprehensive coverage
- Collision coverage
- Uninsured motorist coverage
Additional Coverages for Auto Haulers
Beyond basic coverage, auto haulers often benefit from these additional policies:
- Cargo insurance: Covers damage to vehicles being transported on your hauler.
- Trailer coverage: Protects your auto hauler trailer itself from physical damage.
- Trailer interchange insurance: If you use non-owned trailers under a written agreement.
- Unattended vehicle coverage: Provides protection when vehicles on your hauler are unattended.
- Auto hauler diminished value coverage: Cargo insurance only pays for repairs, not loss of value. This covers the gap when a damaged vehicle loses resale value even after repair.
What's Covered
Bodily Injury
Covers medical expenses and legal costs if someone is injured in an accident involving your auto hauler.
Property Damage
Pays for damage caused to another person's property — vehicles, structures, or other property — in a covered accident.
Medical Payment
Covers medical expenses for you and your passengers regardless of fault after a covered accident.
Comprehensive Coverage
Protects your auto hauler from non-collision incidents such as theft, fire, vandalism, and weather events.
Collision Coverage
Pays to repair or replace your truck and trailer following a collision with another vehicle or object.
Diminished Value Coverage
Covers the loss of value to customer vehicles being transported, even after repairs have been made — a gap in standard cargo coverage.
Who Needs Auto Haulers Insurance?
Auto hauler insurance is required for anyone transporting vehicles on a commercial basis, including:
- Car and truck haulers transporting new or used vehicles from manufacturers, dealers, or private sellers.
- Boat and marine haulers moving watercraft to marinas, dealers, or customers.
- Motorcycle haulers transporting motorcycles to dealerships or end customers.
- Farm equipment haulers moving tractors, combines, and other agricultural equipment.
- Classic or exotic car transporters requiring additional coverage for high-value vehicles.
- Dealership delivery companies transporting inventory from auctions, manufacturers, or trade-ins.
Benefits of NITIC Auto Hauler Insurance
- Protection against damages to your customers' vehicles
- Financial support in the event of an accident or loss
- Cargo safety coverage for vehicles in transit
- Security for your own truck and trailer
Frequently Asked Questions
Get Started Today
Get Your Auto Haulers Insurance Quote Today
Competitive rates, same-day coverage, and expert service from commercial truck insurance specialists licensed in 48 states.